Wellsprings Together Bradford About usWhat we doResourcesNews and EventsContact us Resources A wide range of resources to support your work Bradford Free Meal Provision Resource We now have available copies of our resource listing all the places where free or pay as you feel food can be accessed locally. If you would like copies to distribute please email email@example.com to arrange to pick some up. The printer friendly version can be downloaded here If you would like to be included in the resource or you need to edit information about your service please contact us. This resource has been produced in partnership with Bradford Speakout Keighley Free Meal Provision Resource Keighley Food Poverty Action Partnership have compiled a resource listing all the places where free or pay as you feel food can be accessed in Keighley. The printer friendly version can be downloaded here If you would like to be included in the resource or you need to edit information about your service please contact us. This resource has been produced by Keighley Food Poverty Action Partnership Funding Opportunities CUF Together Grants Grants are available to churches and Christian community groups working to tackle poverty with people living in England's poorest communities. Our funding is primarily available through our Together Grants programme. Together Grants have replaced our previous Mustard Seed Grant programme. Welfare Reform Impact Bradford (WRIB) Welfare Reform Impact Bradford is a network bringing together faith leaders and workers from across the local area. Wellsprings Together Bradford is proud to be a partner of WRIB. The network has several aims: to hold regular events to update people on changes to welfare reform and the effect of the cuts and changes on individuals and communities; to allow for faith leaders and workers to have opportunity to explore the issues that lie behind the changes; to encourage and develop personal and joint responses to these. Local Advice Services Got a problem? We CAN help! Click on www.bradfordcan.org.uk www.bradfordcan.org.uk is the new website for free, local advice services in Bradford district – get help with debt, benefits, housing, employment rights, immigration and more People in Bradford district have a new and simple way to find free, local and independent advice charities. Community Advice Network advisers give face-to-face help in local communities across the Bradford District. This new website helps people with benefits, tax credits, debt, housing, employment, immigration, consumer and related problems to get advice. The new website helps in two ways: 1) It makes it easy to find face-to-face advice services, provided by local advice charities in communities across Bradford, Shipley and Keighley. On the home page, you choose the issue you want advice about by clicking on one of the icons – for example benefits. On the next page you find a search box where you enter your postcode. The website gives you a list of all the advice services in your postcode, others in city/town centres in the district and some national helplines. When you click on one, the website gives you details of opening times, how to make contact and a map. 2) It gives quick links to trustworthy websites, by national charities like Citizens Advice and Shelter, and to other useful websites like Bradford Council and ACAS. On the home page, you choose the issue you want to find out more about by clicking on one of the icons – for example debt. On the next page you are given a list of common debt problems, such as rent arrears and credit cards. When you ‘choose this issue’ the next page gives you links that take you to reliable national websites. You can search on these website for more information so you can help yourself. A new telephone adviceline has also been launched: 08442 451282. It helps people in two ways: the person you speak to will listen to your problem, help you find the best local advice charity to deal with it and, wherever possible, make you an appointment to see an adviser alternatively, they can give you details of local advice charities so that you can contact them yourself – and they can help you to find information online so you can deal with the problem yourself Even if the line is busy, you will still get useful pre-recorded information and contact numbers for national telephone advice services, such as Consumer Direct. Visit the website here Update on Universal Credit (March 2016) Universal Credit is a new type of benefit designed to support people who are on a low income or out of work. It replaces 6 existing benefits and is being rolled out across the UK. It arrived in Bradford District in November 2016. UC is based on a single monthly payment which is paid in arrears directly into a bank account. The Government intends that Universal Credit will help ensure that people are better off in work than on benefits. UC Replaces: Income-based Jobseeker’s Allowance Income-related Employment and Support Allowance Income Support Child Tax Credit Working Tax Credit Housing Benefit UC is being rolled out in stages first to single people then couples and families. There are currently no timescales for when it will reach families in Bradford but the Government aim for roll out to be completed nationally by 2021. Important Facts When making an initial claim for UC recipients are not paid for the first 7 days of their claim, this does not apply to those in certain circumstances including those moving on from another benefit. Their claim is then processed and paid a month in arrears so it is not uncommon to have to wait 6-7 weeks for an initial payment. During this time it is possible to apply for a short-term benefit advance. This is deducted from future UC monthly payments, usually within 3 months and is taken at source. You can apply for an advance from your local JobCentre but may have to ask as not all advisors are letting people know about this. If you are struggling to pay your rent or Council Tax, you may be able to apply for a short-term Discretionary Housing Payment from the Council. How to claim and manage your Universal Credit claim Claims must be made online www.gov.uk/universalcredit (telephone claims or face to face claims are only made in exceptional circumstances). Claimants must have all their information to hand when making a claim for the first time as it is completed in one session. Payments include the payments for all the benefits covered above and importantly includes housing costs which claimants are responsible for paying directly to landlords themselves. Following the submission each claimant will attend a personalised work search interview. When claiming UC, claimants accept a Claimant Commitment. This details the responsibilities accepted in return for receiving UC. These may change according to circumstances. Not accepting this agreement means the UC claim will be closed. Breaching the agreement may result in sanctions to benefits.The aim is for most interactions related to UC to be online but there will be the opportunity to discuss the claim face to face or via the telephone. UC claims continue once the claimant has found work and relies on the PAYE real time system which enables UC claims to be up to date. UC only stops if the agreement is breached or the claimant is no longer eligible for the benefits claimed. Responsibility for reporting any changes in circumstances rests with the claimant. Payments are made per household so a payment for a couple will be made into 1 bank account. Getting Ready for Universal Credit We know from other areas where UC has already been rolled out that the impact for those who receive UC can be significant if they are not well prepared and well informed. Claimants will be expected to complete their agreed no of hours spent job searching per week online and evidence of this is submitted online. Claimants will receive a single monthly payment in arrears. Claimants will be responsible for paying their own rent. Claimants will be expected to be able to manage their budget and make payments to cover all their outgoings. When their youngest child reaches 3yrs old, parents (including lone parents), are expected to look for work. Where to get help Universal Credit helpline (ask for them to call you back as the cost is up to 40p per min to call from a mobile phone. Making a claim by phone can take up to 40minutes). Tel: 0345 600 0723 8am – 6pm Mon-Fri (closed Bank Hols). Money Advice Service www.moneyadviceservice.org.uk Community Advice Centres www.bradfordcan.org.uk Citizens Advice www.citizensadvice.org.uk/local/bradford-airedale/ Other Benefit Changes Tax Credits Support for Children Reduced Government proposed in the summer 2015 budget that support for children through Tax Credits and Universal Credit will be limited to two children from April 2017. Equivalent changes will be made to the Housing Benefit rules. Changes do not apply to Child Benefit. Free Childcare Extended Free childcare entitlement will be doubled from 15hrs-30hrs per week for working parents of 3 and 4 yr olds from Sep 2017. Benefit Cap In 2015 summer budget Government put forward proposals to reduce benefit Cap for families to £20,000 applicable from Autumn 2016. Expected to affect 2000 families locally. Personal Independence Payments Since Oct 2013 those in receipt of Disability Living Allowance are being invited to apply for PIP as a replacement benefit. Roll out is taking place locally. Applicants receive a letter and have 4 weeks to apply for the new system and will then be invited to attend an assessment interview.